Eurodollar University

China’s banking sector is in crisis – new bank loans fell to the lowest level since 2018 and household credit plummeted from 8 trillion yuan in 2021 to virtually zero in 2025, while the government’s limited recapitalisation of big state‑owned banks failed to revive lending, leaving developers like China Vanke on the brink of collapse. Despite the credit freeze, China’s trade surplus has pushed the yuan higher and kept long‑term bond yields ultra‑low, underscoring a precarious economy caught between a collapsing credit market and a still‑robust export‑driven inflow of dollars.

The video explains why the Japanese yen is crashing, arguing that the decline is driven not by Bank of Japan policy or government debt but by global Euro‑dollar dynamics that are also dragging down the South Korean won and other Asian currencies. It also critiques the media’s focus on Fed independence and central‑bank theatrics, suggesting that the true risk lies in external credit‑market forces and China’s slowdown, which are forcing the BOJ to raise rates and pushing JGB yields higher.

Nearly 40% of Canadian private‑real‑estate funds have frozen withdrawals, locking up about $30 billion as the housing bust deepens and investor confidence erodes. This episode signals the first stage of a global credit‑cycle slowdown in shadow‑banking and private‑credit markets, with similar pressures now surfacing in the UK and other regions.

The video explains the Trump administration’s plan to have mortgage‑giants buy $200 billion of mortgage‑backed securities—a move dubbed “GSEQE”—in an effort to lower mortgage rates and revive the housing market. Experts argue that, based on past Fed QE experience and the current weak labor market, such purchases are unlikely to meaningfully reduce rates or stimulate lending.

two sentences.The video details how recent Federal Reserve data reveal U.S. consumers are dramatically cutting back on credit‑card usage, with revolving balances falling for the third time in seven months amid record‑low job‑finding expectations and a spike in worries about missing debt payments. It connects this pull‑back to a softening labor market, tighter non‑revolving lending, and the broader implications for the economy and forthcoming monetary‑policy decisions.

.In this video we break down the unfolding private‑credit crisis, showing how massive investor redemptions at firms like Blue Owl confirm that the market is in the first stage of a credit‑cycle downturn and explaining why distressed sales haven’t appeared yet. We also outline the warning signs that could trigger the shift to a second, more painful phase and preview an upcoming live event where industry experts will discuss strategies for navigating the evolving landscape.

The video explains how soaring car prices and stagnant incomes have caused new‑car sales to plunge 30 % among households earning $75 k or less and 7 % among middle‑income families since 2019, illustrating a “double misery” of shrinking purchasing power and rising job losses that signal a deeper, shrunken U.S. economy beyond the usual K‑shaped narrative. It also warns that this contraction is reflected across labor markets, auto‑industry outlooks, and upcoming policy debates, and invites investors to attend Eurodella University Live in February 2026 for deeper analysis and investment opportunities.

The video breaks down the current commodity frenzy, explaining why copper and silver have gone parabolic while gold lags, attributing the moves to supply squeezes, tariff threats, and a broader deflation‑driven safe‑haven demand rather than dollar debasement or inflation. It also links oil’s oversupply and contango to the same macro‑economic forces, warning that the extreme price spikes in copper and silver are unsustainable and could reverse sharply as fundamentals reassert themselves.

.The video details how a globally synchronized slowdown—evident in weakening US demand, sharp contractions in Mexico and Canada, and faltering PMI readings across Germany, Italy and Switzerland—is being mirrored in Treasury yields, TIPS break‑even rates, and broader Euro‑dollar monetary tightening. It argues that these interconnected trends, rather than isolated national cycles, signal a broader loss of growth heading into 2026 and urges investors to watch the bond markets for further signs of stress.

The video argues that the AI frenzy is a massive debt bubble rather than a stock market hype, detailing how tech giants like Microsoft, Meta, Amazon and Oracle have swapped cash for unprecedented borrowing and exposing a two‑way risk where a credit‑cycle squeeze could cripple both the AI build‑out and the companies’ valuations. It also cites legendary investors warning of the looming crash and invites serious investors to join a live Eurod University event in February for deeper analysis.

The video argues that, despite headline 4% GDP growth, a host of warning signals—including plunging wholesale gasoline prices, a flat‑to‑contango oil curve, a record‑wide gap between factory production and orders, and accelerating job losses—show the U.S. economy losing momentum and edging toward a recession in 2026. It backs this claim with commentary from Moody’s, S&P Global and other mainstream economists, explaining how these energy‑market and labor‑market trends expose the fragility hidden behind optimistic growth headlines.

European banks have suddenly boosted lending to shadow banks by €150 billion in October‑November 2025—the largest two‑month surge on record—revealing an emergency bailout that mirrors the U.S. dollar repo squeeze and signalling a global, systemic credit‑cycle stress. At the same time, banks are piling into safe government bonds to offset the exposure, underscoring the growing danger of private‑credit and non‑bank financial‑institution risks worldwide.

In this video, the host analyzes a surprising surge in borrowing from the Federal Reserve's repo facility, highlighting a potential collateral scarcity reflected in tumbling Treasury bill yields and rising repo fails. As the financial landscape tightens, the implications for growth and inflation expectations are explored, revealing a complex interaction between market signals and Federal Reserve policies as 2025 draws to a close.