Marko - WhiteBoard Finance

The video breaks down President Trump’s call for a one‑year, 10% credit‑card interest‑rate cap—detailing that it’s merely a proposal requiring congressional action, why banks and lawmakers oppose it, and how it could save consumers billions while likely cutting rewards and tightening credit availability. It also examines the $1.2 trillion credit‑card debt market, Wall Street’s reaction, and why the host argues that lasting financial health depends on saving and cash‑flow management rather than relying on a capped credit‑card rate.

President Trump announced that the United States will assume control of Venezuela’s vast heavy‑crude reserves, a strategy designed to meet America’s increasing reliance on heavy oil and shift global energy geopolitics. The video breaks down the technical difficulties of extracting and refining this thick crude, the strategic benefit for U.S. refineries, and the market volatility and geopolitical risks that history warns accompany such forceful regime changes.

In this video, we explore the striking contradiction between the alarming 1.2 million job cuts in 2025 and the S&P 500 reaching unprecedented market highs, revealing a deepening disconnect between the corporate economy and the everyday struggles of Americans. Join us as we analyze the implications of these trends, highlighting the urgent need for asset ownership in an increasingly divided economic landscape.

In this video, the host discusses the increasing concerns over the housing market, highlighting a significant imbalance between sellers and buyers as inventory of unsold homes rises to levels not seen since 2009. Despite fears of a major crash, historical trends suggest that while prices may stagnate or experience small corrections, a nationwide decline akin to the 2008 crisis is unlikely due to lower loan-to-value ratios and ongoing demand from potential homebuyers.

In this video, we uncover the ongoing AI gold rush driven by a massive surge in U.S. data center construction, which has skyrocketed to $40 billion, outpacing traditional office building investments. As energy demand from these centers is set to quadruple by 2035, the future economy hinges on securing sustainable and abundant power sources to sustain this technological boom.

In this video, the host shares his strategies for generating $3,000 per month through four passive income streams, emphasizing intelligent wealth-building without the risks associated with gambling or volatile investments. He covers covered call ETFs, dividend ETFs, crypto staking, and treasury ETFs, providing insights into their benefits and risks to help viewers create sustainable income sources.

In this video, Whiteboard Finance explores the chaotic state of the crypto market, highlighting how it has lost over $1.1 trillion in value due to structural sell-offs rather than fundamental issues. The host discusses the impact of excessive leverage and institutional outflows, suggesting that despite the turmoil, the downturn may signal growing pains rather than the end of the crypto landscape.

In this video, we explore President Trump's announcement of a potential $2,000 stimulus payment, referred to as a "tariff dividend," which could impact 85% of U.S. adults amidst rising national debt. We also examine the possible inflationary consequences of this financial relief and its implications for the economy and markets in the coming years.

In this video, Whiteboard Finance discusses the implications of President Trump's proposed 50-year fixed-rate mortgage, exploring the financial and economic ramifications of such a loan. Using real data and calculations, the host breaks down the differences between 30-year and 50-year mortgages, while also examining the long-term investment potential and the potential risks associated with extended mortgage terms.

In this engaging video, financial expert Adriana Adams joins Marco from Whiteboard Finance to discuss whether hiring a financial advisor is a worthwhile investment for Millennials and Gen Z. They emphasize the value of personalized financial planning, addressing life decisions beyond just investments, and the benefits of having a certified planner to guide you through complex financial landscapes.

In this enlightening video, Whiteboard Finance explores the paradox of wealth in America, discussing why many feel financially deprived despite living in the richest country in history. Viewers will learn about the disparity in wealth distribution, rising costs of living, and the psychological impacts of social media on our perceptions of prosperity.

In this video, Whiteboard Finance explores the phenomenon of the "everything bubble," analyzing why asset prices, including stocks, gold, and Bitcoin, are reaching all-time highs amidst a declining US dollar. The discussion highlights the implications of this trend for cash holders and emphasizes the crucial importance of investing in tangible assets to preserve purchasing power in a rapidly changing economic landscape.

In this video, we explore the implications of the Federal Reserve's upcoming interest rate cuts amidst unprecedented stock market highs, specifically focusing on the S&P 500's record valuation and its historical context. We discuss potential short-term volatility and long-term asset growth while examining the impact of current inflation levels and a weakening labor market on future economic stability.

In this engaging video, Whiteboard Finance breaks down why gold is significantly outperforming the S&P 500, with gold up 37% year-to-date compared to the stock index's 11% growth. The discussion highlights the macroeconomic factors driving global central banks to shift away from U.S. treasuries and invest heavily in gold, signaling a possible long-term change in asset allocation amid rising inflation and economic uncertainty.

In this video, we uncover the unprecedented trend where new homes are selling for $33,500 less than existing homes in the US, a situation fueled by low mortgage rates that locked many homeowners into their properties. As the market faces a significant affordability crisis, learn how builders are responding with incentives and adjustments as we explore the implications for home buyers and the future of the housing market.

In this video, Marco from Whiteboard Finance reveals a step-by-step method to transfer your Chase rewards points to a third-party provider for maximum value, specifically highlighting the benefits of using them for hotel bookings. By sharing a real-life example, he illustrates how transferring points can save you significant amounts on travel compared to opting for cash back.

In this video, Whiteboard Finance reveals 13 legitimate side hustles you can pursue in 2025 to earn extra income without scams or unrealistic promises. Categories include trading time for money, launching small businesses, and exploring long-term opportunities, providing viewers with practical strategies and insights to maximize their earning potential.