How Money Works

How Money Works

@howmoneyworksView on YouTube →

Classifications

Macro & Economic EnvironmentPersonal Finance & EducationGeopolitics & Housing Market

Videos (23)

Jeffrey Epstein Was A TERRIBLE Investor... So How Did He Make His Money?

Jeffrey Epstein Was A TERRIBLE Investor... So How Did He Make His Money?PT23M1S
Jan 14, 2026, 12:32 PMPT23M1S
FinanceTubeWatch Tags
jeffrey_epsteinoffshore_shell_companiesparadise_papersbear_stearnstowers_financial_corpponzi_schemeles_wexnerleon_blackapollo_capital_managementvictoria_secretus_virgin_islandssenate_finance_committee
Observed vs Expected
MetricObservedExpected
Views2,217,4111,039,262
Likes59,58725,331.5
FinanceTubeWatch Generated Description

This video breaks down the murky financial path that allowed Jeffrey Epstein to build a reported $577 million fortune, from his early stint at Bear Stearns and a series of dubious consulting firms to massive fees from clients like Leslie Wexner and Leon Black, offshore hedge‑fund structures, and a Ponzi‑style debt‑collection operation. It highlights his lack of legitimate credentials, the extensive use of shell corporations and secrecy laws, and the unanswered questions about hidden assets and alleged illicit cash flows that keep his true source of wealth largely unknown.

Who Is (Actually) Getting Rich Off the Gambling Epidemic?

Who Is (Actually) Getting Rich Off the Gambling Epidemic?PT11M25S
Dec 31, 2025, 10:02 AMPT11M25S
FinanceTubeWatch Tags
prediction_marketspoly_marketkalshicrypto_comrobinhooddraftkingsfanduelcme_groupcitadel_securitiesgain_streetpayment_for_order_flowhigh_frequency_tradingdark_pool
Observed vs Expected
MetricObservedExpected
Views724,2651,038,414
Likes21,88525,312
FinanceTubeWatch Generated Description

In this revealing video, we explore the rapid rise of prediction markets and how they are reshaping the gambling landscape, disguised as trading platforms for everything from political events to pop culture. While these platforms promise to facilitate betting, they ultimately benefit hedge funds and sophisticated market makers, leaving everyday participants vulnerable to significant financial losses.

The 1980s Economy Was Terrible... Why Did It "Feel" So Much Better?

The 1980s Economy Was Terrible... Why Did It "Feel" So Much Better?PT15M39S
Dec 28, 2025, 3:15 PMPT15M39S
FinanceTubeWatch Tags
1980s_economyhousing_affordabilitymortgage_repayment_ratioinflation_1980sinterest_rates_1980sunemployment_1980smedian_real_wage_growthfinancialization_of_housingconsumer_debt_expansioncredit_card_debtstudent_loan_debtfinancial_sector_gdp_shareboomers_wealth_gapgenerational_economic_narrativerecession_1980_1982
Observed vs Expected
MetricObservedExpected
Views379,5911,038,723
Likes12,46025,320
FinanceTubeWatch Generated Description

In this video, we explore the contrasting perceptions of the 1980s economy versus today, revealing that while statistics indicate worse economic conditions in the 1980s, many still feel nostalgic for that era. We delve into key factors such as homeownership rates, consumer debt, and job security to understand why the past is often idealized despite economic metrics suggesting otherwise.

If The AI Bubble Pops, We Lose Our Jobs... If AI Takes Over... We Also Lose Our Jobs...

If The AI Bubble Pops, We Lose Our Jobs... If AI Takes Over... We Also Lose Our Jobs...PT19M40S
Dec 23, 2025, 1:51 PMPT19M40S
FinanceTubeWatch Tags
ai_bubbleai_job_displacementdata_center_spendingai_capex_2024openai_resignationpeter_thielsam_altmanjerome_powellproductivity_wealth_gapus_economyboom_supersonicenergy_price_inflationuniversal_basic_income
Observed vs Expected
MetricObservedExpected
Views782,2741,040,223
Likes22,66225,353
FinanceTubeWatch Generated Description

This video explores the precarious relationship between AI advancements and job security, highlighting the potential for both economic collapse if the AI bubble bursts and widespread unemployment if AI successfully replaces human labor. It presents three possible outcomes for AI's integration into the economy, raising critical questions about the long-term effects on employment, productivity, and the implications for regular workers in a rapidly changing technological landscape.

The Gig Economy is Full

The Gig Economy is Full15:25
Dec 11, 2025, 12:31 PM15:25
FinanceTubeWatch Tags
gig_economyuberlyftdoordashtesla_robo_taxisgig_workersplatform_economicsunemployment_statisticsgig_unionizationchina_gig_economyinterest_rate_impactventure_capitalai_automationgig_platform_business_modelgig_worker_income
Observed vs Expected
MetricObservedExpected
Views1,123,8321,046,695
Likes26,50925,441
FinanceTubeWatch Generated Description

In this video, we explore the complexities of the gig economy, highlighting how rising competition among workers is leading to lower pay and precarious job conditions, often masked by misleading unemployment statistics. As companies like Uber adapt their business models to maximize profits, the consequences of this shift could pose significant challenges for both gig workers and the broader economy, reflecting lessons learned from trends observed in other countries.

How Short Term Thinking Won

How Short Term Thinking Won13:09
Nov 30, 2025, 3:07 PM13:09
FinanceTubeWatch Tags
short_term_thinkingbuy_now_pay_laterklarnastock_buybacksdividend_yield_declinefed_interest_rate_policybureau_of_labor_statisticsus_government_shutdownventure_capitalprivate_equitycisco_splunk_acquisitionpaycheck_to_paycheck
FinanceTubeWatch Generated Description

In this video, we explore how a pervasive short-term focus in today's economy is impacting individuals, companies, and the financial markets, leading to trends like living paycheck to paycheck and the rise of predatory debt models. By examining the implications of quarterly earnings pressures, stock buybacks, and the prioritization of quick profits over long-term stability, we highlight the urgent need for a shift in how we reward businesses and their leaders.

How The 1% Are Bankrupting Themselves at Record Rates

How The 1% Are Bankrupting Themselves at Record Rates13:59
Nov 28, 2025, 3:35 PM13:59
FinanceTubeWatch Tags
goldman_sachs_reportincome_inequalitywealth_inequalitypaycheck_to_paycheckhigh_income_earnersprivate_equity_firmsbillionaire_lifestylemedical_doctor_financial_literacyhyperinflation_wealthluxury_consumptionhigh_cost_citiessocioeconomic_fractality
FinanceTubeWatch Generated Description

In this video, we explore a startling report revealing that 40% of high-income earners, earning over half a million dollars, are living paycheck to paycheck, shedding light on the paradox of wealth inequality among the ultra-rich. As financial pressures mount and luxury consumption rises, we discuss how both a lack of financial literacy and targeted marketing have contributed to this growing phenomenon, challenging the notion that high income guarantees financial stability.

50 Year Mortgages Are Actually Even Dumber Than You Think

50 Year Mortgages Are Actually Even Dumber Than You Think15:02
Nov 24, 2025, 7:14 PM15:02
FinanceTubeWatch Tags
50_year_mortgagesmortgage_term_extensionhousing_affordabilityfannie_maefreddie_macfederal_housing_finance_agencyconsumer_finance_protection_bureauextend_and_pretendinstitutional_investorsreal_estate_bubblejapan_1980s_mortgagesbill_pypy_groupmortgage_backed_securities15_year_mortgages
FinanceTubeWatch Generated Description

In this video, we explore the significant risks and drawbacks associated with the recently proposed 50-year mortgage, which many experts believe could exacerbate the housing market's existing issues without truly making homeownership more affordable. From doubling total interest payments to undermining equity accumulation, the consequences of such loans may prove disastrous for future generations and further complicate an already fragile financial system.

The Car Repossession Crisis

The Car Repossession Crisis14:10
Nov 20, 2025, 2:47 PM14:10
FinanceTubeWatch Tags
car_repossession_crisisauto_loan_delinqsubprime_auto_loansnegative_equitylong_term_auto_loansauto_loan_securitizationrepossession_tech_companieslicense_plate_surveillancegig_economy_data_collectionev_market_challengesconsumer_credit_trendscfpb_report
FinanceTubeWatch Generated Description

This video delves into the alarming rise of car repossessions in America, as delinquent auto debt reaches unprecedented levels, revealing a complex web of financing practices that exacerbate the crisis. With over 14-year highs in repossessions and significant negative equity burdens on borrowers, the growing problem poses systemic risks that extend beyond individual car loans.

If We Tax Rich People... They Will Just Leave!

If We Tax Rich People... They Will Just Leave!13:32
Nov 16, 2025, 12:33 PM13:32
FinanceTubeWatch Tags
tax_flightcapital_flightlaffer_curvearthur_lafferhigh_net_worth_migrationoecd_study_2017ubs_global_wealth_report_2024new_york_millionaire_exoduscalifornia_to_texas_migrationelon_musk_texas_moveuk_wealth_flightdubai_as_tax_haven
FinanceTubeWatch Generated Description

In this video, the implications of taxing the wealthy and the phenomenon of capital flight are discussed, revealing that many high-net-worth individuals often threaten to leave high-tax regions like New York and California in search of more favorable conditions. The analysis highlights that while the fear of losing millionaires is prevalent, the actual impact of such migrations on economies is often overstated, with evidence suggesting that most wealthy individuals value their established connections and opportunities more than potential tax savings.

How Much Worse Can Home Prices Possibly Get?

How Much Worse Can Home Prices Possibly Get?12:35
Nov 12, 2025, 5:17 PM12:35
FinanceTubeWatch Tags
us_housing_affordabilityfirst_time_homebuyersmortgage_rates1_percent_down_mortgages40_year_mortgageshome_price_to_income_rationational_association_of_realtorsk_schiller_home_price_indexurban_primacymulti_generational_housinginternational_housing_comparisonrent_vesting
FinanceTubeWatch Generated Description

In this video, we explore the concerning state of home affordability in the U.S., highlighting how rising costs, long mortgage terms, and increased dependency on parental financial support are impacting first-time homebuyers. Despite recent trends showing a slight decline in median home prices, several factors suggest that the housing crisis could worsen significantly, drawing comparisons to even more severe situations in countries like Canada and Australia.

If Not Bubble... Why Bubble Shaped?

If Not Bubble... Why Bubble Shaped?11:05
Nov 2, 2025, 10:26 AM11:05
FinanceTubeWatch Tags
ai_bubblenvidia_investmentopenai_fundingtech_corporate_cash_reservesdata_center_spendingcircular_investmentsdotcom_bubble_comparisonhousing_bubble_referenceus_tech_tax_incentive_2017microsoft_antitrust_lawsuitmicrostrategy_stock_crashai_chip_regulation
FinanceTubeWatch Generated Description

In this thought-provoking video, the speaker explores the controversial perception of the AI investment market as a bubble, analyzing the underlying financial dynamics and speculative behaviors driving it. By examining the motivations behind massive investments and the potential long-term consequences, the video challenges viewers to question their beliefs about the sustainability of the AI industry while highlighting the risks involved for both major players and everyday investors.

AI Is Laying Off... Senior Executives

AI Is Laying Off... Senior Executives15:56
Oct 24, 2025, 5:26 PM15:56
FinanceTubeWatch Tags
ai_executive_layoffsmanagement_consulting_aideloitte_ai_reportmckinsey_ai_impactbcg_ai_revenuebain_and_company_aichatgpt_business_impactsarbanes_oxley_complianceharvard_business_review_studycambridge_university_ai_researchmit_ai_pilot_failuresaustralian_government_ai_report
FinanceTubeWatch Generated Description

In this video, we explore how AI is increasingly seen as a cost-cutting tool, potentially leading to layoffs of senior executives and management consultants due to their high salaries and the ability of AI to perform analytical tasks. As businesses rush to implement AI solutions, many are discovering unexpected challenges, highlighting the nuanced complexities of senior roles that may not be easily replicable by artificial intelligence.

Why You Don't Matter Anymore ........... (Economically Speaking)

Why You Don't Matter Anymore ........... (Economically Speaking)15:39
Oct 11, 2025, 1:00 PM15:39
FinanceTubeWatch Tags
us_gdp_growth_q2private_equity_firms_countconsumer_spending_inequalitytop_10_percent_householdsimport_volume_swingstrade_tariffs_impactpersonal_consumption_sharewealth_concentrationasset_market_vulnerabilityfed_policy_challengesplatonomy_conceptsteve_iceman_big_short_interview
FinanceTubeWatch Generated Description

In this video, we delve into the surprising 3.8% GDP growth reported for Q2, which raises questions about the true health of the U.S. economy and highlights the growing disparity in consumer spending. By unpacking the data, it becomes clear that while economic indicators may seem strong, the reality reflects a troubling trend where the majority of Americans are becoming increasingly irrelevant in the consumption-driven landscape dominated by a wealthy few.

Oracle is Genuinely Far Scarier Than Blackrock

Oracle is Genuinely Far Scarier Than Blackrock12:01
Sep 30, 2025, 1:57 PM12:01
FinanceTubeWatch Tags
oracle_corporationlarry_ellisonai_infrastructuretiktok_us_acquisitionopenai_contractsnvidia_investmentblackrock_comparisonsky_dance_mediaparamount_sky_dancewarner_bros_acquisitionpolitical_lobbyinggenerative_ai_bubble
FinanceTubeWatch Generated Description

In this video, we delve into the alarming rise of Oracle, fueled by aggressive investments in AI infrastructure and a controversial deal to control TikTok's U.S. operations, ultimately giving it unprecedented influence in the tech landscape. Larry Ellison's sudden surge in wealth and the implications of his family's growing media empire raise serious questions about corporate power and the future of social media, making Oracle a formidable player to watch.

America's Latest Farming Crisis

America's Latest Farming Crisis14:56
Sep 27, 2025, 1:40 PM14:56
FinanceTubeWatch Tags
american_farming_crisisagricultural_debtfarm_bankruptciesfarm_bailoutstrade_warstrump_tariffsusda_programssmall_family_farmsfarmland_investmentinstitutional_farm_investorsacre_traderfarm_togetherfarmfolio
FinanceTubeWatch Generated Description

In this video, farmers across America raise urgent concerns about a deepening crisis characterized by soaring agricultural debt, trade wars, extreme weather, and inadequate government support, leading to a spike in bankruptcies within the industry. The discussion reveals how the consolidation of farmland and financial support dynamics disproportionately favor larger operations, leaving many small family farms at risk and calling for immediate intervention to avert further losses.

Why Everything Is Suddenly So "Extreme"

Why Everything Is Suddenly So "Extreme"14:04
Sep 21, 2025, 1:44 PM14:04
FinanceTubeWatch Tags
unprecedented_trendspolitical_resignations_2024global_protests_2024wealth_disparitylarry_ellisonelon_muskvideo_game_industryskill_based_matchmakingmicrotransactionspay_to_winesportsmedia_clickbaitattention_economylabor_market_competitionfossil_fuel_depletion
FinanceTubeWatch Generated Description

In this insightful video, the rapid rise of extreme phenomena in today's world is examined, highlighting how the term "unprecedented" has become a staple in recent headlines. The discussion spans various global events, from political turmoil to the hyper-competitive nature of the video game industry, ultimately linking these extremes to broader societal shifts and economic pressures.

This Economy Sucks... Why Is The Stock Market Booming?

This Economy Sucks... Why Is The Stock Market Booming?14:11
Sep 12, 2025, 1:31 PM14:11
FinanceTubeWatch Tags
stock_market_crashmarket_capitalizationnvidia_stockai_boomstock_buybacksfed_z1_financial_accountshousehold_stock_purchasesgold_pricesreal_estate_marketwealth_inequalityfinancial_independence_retire_earlyrobinhood_platform
FinanceTubeWatch Generated Description

In this video, we explore the paradox of a booming stock market alongside a struggling economy, revealing how sensational headlines often misrepresent market changes as actual losses. By understanding the mechanics of market capitalization and current investment trends, viewers can better navigate the financial landscape and make informed decisions amidst economic uncertainty.

Why Young Americans Are Dying At An Alarming Rate

Why Young Americans Are Dying At An Alarming Rate10:33
Aug 31, 2025, 1:26 PM10:33
FinanceTubeWatch Tags
young_mortalitymillennial_life_expectancyincome_inequalityus_healthcarediseases_of_despaircar_accidentsrust_beltstress_and_healthhigh_income_countries_comparisoncdc_traffic_deathsuniversal_healthcare_gapgenerational_health_trends
FinanceTubeWatch Generated Description

This eye-opening video explores a recent study revealing that young Americans, particularly millennials, are experiencing a shocking surge in mortality rates, more than two and a half times that of their peers in other high-income countries. It delves into the complex socioeconomic factors contributing to this crisis, including inequality, healthcare access, and stress, shedding light on a troubling trend affecting the future of younger generations.