Graham Stephan

After Trump announced a $200 billion injection into mortgage‑backed securities that is expected to shave 0.25‑0.5 percentage points off 30‑year rates, Graham explains how cheaper financing may temporarily boost buyer purchasing power but is likely to lift home prices as supply remains tight and affordability stays strained. He argues this “great housing reset” is prompting him to liquidate his rental portfolio and urges viewers to scrutinize any purchase, negotiate wisely, and recognize that the old playbook for real‑estate investing no longer applies.

.In this video Graham breaks down Donald Trump’s recent tweet promising to ban large institutional investors from buying single‑family homes, explaining why such a ban would likely shrink supply, raise prices, and repeat the failures of similar past legislation. He then argues that the true drivers of unaffordable housing are low interest rates, restrictive zoning, and excessive red‑tape, offering concrete reforms—like streamlined permitting, mortgage‑porting, and tax incentives for builders—to actually improve affordability.

.In this video Graeme warns that 2026 could become a “wealth killer” due to record‑high stock valuations, an AI bubble, and unaffordable housing, and he breaks down his own investment plan—favoring diversified US and global index funds, a modest Bitcoin ETF, precious metals, and treasuries while completely exiting the residential real‑estate market. He emphasizes dollar‑cost averaging, buying the dip, trimming hidden expenses (with a nod to Rocket Money), and maintaining patience and diversification to survive the expected choppy, lower‑return market ahead.

In this video, Graham explains how China's upcoming restrictions on silver exports, starting January 1st, are set to disrupt the global economy due to their significant control over silver supply. He discusses the escalating demand for silver, its critical industrial uses, and potential price surges, warning viewers of the volatility and strategic implications surrounding this precious metal.

In this candid video, Graham explains why he chose to dramatically scale back his business ventures, sell assets, and cut his posting schedule, sharing how his lifelong habit of saying “yes” to every opportunity led to burnout and an overwhelming focus on hyper‑frugality. He outlines the new 80/20‑and‑hassle framework he now follows—embracing strategic spending, simplifying his life, and prioritizing projects that deliver the greatest return—while offering his personal blueprint for achieving balance and sustainable growth.

The creator reveals how they snagged the cheapest 2020 Tesla Model X in the nation—a six‑figure, one‑owner vehicle that fell from over $100,000 new to a net out‑of‑pocket cost of $14,490 thanks to massive depreciation, a 6,000‑lb Section 179 tax write‑off, and a private‑party sale in Las Vegas. They argue that, with EV values plummeting, rapid tech upgrades, and generous tax incentives, buying a slightly used Tesla now offers near‑new performance at 50‑60 % off MSRP and is a smarter financial move than purchasing a brand‑new model.